*Costs and you can Annual percentage rate quoted over having Manager-Occupied; 680 credit history; $150,000 base financing; $ amount borrowed; 96.5% ltv Lowest credit history criteria use. Excite request a good CUFS Signed up Financial Coach for insights. Max loan amount: $472,030. (Could be down definitely counties) Purchases: step 3.5% down payment; Refinances: %ltv Price/Term; 80%ltv Cash-aside
*Cost & Apr quoted over to own Holder-Occupied sales; 680 credit history; $150,000 feet financing; $153,225 amount borrowed; 100% ltv Restrict financing limitations apply – varies for every Seasoned Purchases: 0% down payment; Refinances: 100%ltv Rate/Term; 90%ltv Bucks-aside
*Prices & Annual percentage rate cited more than having Proprietor-Filled orders; 680 credit score; $150,000 ft financing; $151,515 loan amount; 100% ltv Minute 620 credit score. Purchases: 0% advance payment; Geographical and you may money restrictions incorporate. See right here having eligibility.
*Prices and you will Apr cited more than to own Manager-Occupied; 760+ credit scores; $1,000,000 mortgage; 75% ltv. Loan-to-Value a lot more than 75% possess yet another price & Apr. *Interest levels may differ based borrowing worth loan-to-value, occupancy, mortgage variety of, and financing name. Displayed are the latest lower available cost. Pricing and you can APRs printed are at the mercy of change without warning. For those who have concerns or do not comprehend the certain financial system and you can/or circumstance your interested in, delight get in touch with a loan Administrator to have a personalized price by contacting (800) 503-6855.
2476 Lawernceville Hwy., Package 101 | Decatur, GA 30033 | [current email address safe] | Phone: (800) 503-6855 | Fax: (678) 658-4467
Michelle Wright
Michelle Wright serves as Repair Movie director to possess Borrowing Commitment Monetary Qualities, LLC (CUFS) from inside the Covington, Georgia. She began their unique community having CUFS just like the an interest rate Servicer when you look at the 1998. Given that her job state-of-the-art, Michelle transitioned to good Michelle try advertised so you can their own newest part. She’s accountable for losses minimization, mortgage lender conformity in accordance with A home Payment Measures Act (RESPA) and you will User Financial Coverage Bureau (CFPB), week prevent and you can quarter prevent revealing, and additionally general home loan maintenance.
Michelle resides in Stockbridge. She finished having a beneficial Bachelor’s Education in Mindset about College or university out of Maryland, Eastern Coast during the 1991.
Jim Dymek
Jim Dymek started in the loan providers while the an authorized Financial Mentor within the working for home financing Banker. Jim’s previous profession try promoting tech so you’re able to Fortune five-hundred enterprises to have everything 14 age regarding the Southeast.
Leverage his financial feel, Jim gone Torrington micro loan back to technology field out-of 2011 to 2014 selling financial tech solutions to have Calyx Software and you can Credit QB regarding the Southeast All of us.
Jim has actually consistently been in the big ten% out of creation on some financial people from the mostly concentrating on training the user and you may providing thorough follow up.
Jim try passionate about educating the user to your maxims having a focus on explaining essential borrowing from the bank is within the home loan recognition process. Jim prides himself on offering the consumer several choice in lieu of an individual mortgage alternative. Jim has also a powerful understanding of compliance and current guidelines governing the industry.
A resident off Dunwoody, Jim moved to the Area Atlanta town inside 1974. He went to Dunwoody High-school that is a 1985 scholar of Georgia Technology that have an effective Bachelor’s Studies in the Commercial Management.
David Gowen
David is actually a home loan Licensed Financial Coach during the Borrowing from the bank Partnership Economic Properties when you look at the Covington, Georgia. He assists render home loan answers to members of Borrowing from the bank Unions inside Georgia. Immediately after starting in the mortgage industry within the 1986, David invested the first 21 numerous years of his occupation doing work in the user funds community along with wholesale or correspondent lenders once the either just one manufacturer otherwise transformation movie director. Because the 2007, he’s got worked for multiple banking companies otherwise lenders talking about people either once the one music producer otherwise part manager.
