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The latest membership statement, prospectus, this new prospectus supplement, and you may one totally free-writing prospectuses, including the mortgage loan schedule, which are submitted on U
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2. The newest prospectus supplement discussed the loan-to-worthy of ratio, otherwise LTV, due to the fact « ratio of principal equilibrium of such mortgage loan at the time off devotion so you’re able to (a) in the example of a buy, the new minimal of your purchases price of the new mortgaged property and their appraised worthy of in the course of deals or (b) in the case of a good refinancing otherwise modification, this new appraised value of the latest mortgaged possessions in the course of the fresh new refinancing otherwise modification. » [Back]
step 3. The brand new prospectus supplement discussed the newest combined mortgage-to-well worth proportion, or CLTV, once the « the latest ratio of your dominant balance of your own next-lien mortgage loan, using the a good equilibrium of relevant first-lien home loan, on time away from dedication so you payday loans Ethelsville can (a) regarding a purchase, the fresh reduced of profit cost of the fresh mortgaged assets and you will the appraised really worth at the time of selling or (b) when it comes to good refinancing or modification, the brand new appraised value of the newest mortgaged property in the course of the refinancing or modification. » [Back]
